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Microloan Programs


The focus of Microloans is on the financing needs of small, starting farmer, niche and non-traditional farm operations, such as truck farms, farms getting involved in direct marketing and sales such as farmers' markets, CSA's (Community Supported Agriculture), restaurants and supermarket, or those utilizing hydroponic, aquaponic, natural and vertical growing techniques.


Fact Sheet: Microloans (PDF, 260 KB).

Direct Loan Making Handbook 3-FLP (PDF, 2.5 MB).

Farm Answers Library.

National Agrability Project.

National Organic Program.

Natural Resources and Conservation Service Resources for Small Farms.

USDA Information for Veterans



Farmers.gov.


Application Forms *


* All FSA direct loan applications require the same basic kinds. When you satisfy with your FSA county Farm Loan Program personnel, you might be asked to complete additional types based on relevant loan program requirements for the loan type.


Microloan Purposes


- Make a down payment on a farm.

- Build, Repair, or Improve farm buildings, service buildings, farm house.

- Soil and Water Conservation Projects.

- May be utilized as a Downpayment Farm Ownership Loan.

- May be utilized in Joint Financing.


Direct Farm Operating Microloans


- Essential tools.

- Fencing and trellising.

- Hoop houses.

- Bees and bee devices.

- Milking and pasteurization devices.

- Maple sugar shack and processing equipment.
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